Payday loansharks again

John Oliver -- fast becoming a must-watch -- with the assist from Sarah Silverman (NSFW).

Comedian John Oliver had some fun at Texas’ expense Sunday night, devoting three minutes of a television segment on the payday-loan industry to conflicts of interest in Lone Star State efforts to regulate lenders.

The segment, which circled the Internet on Monday, continued a trend of ”Last Week Tonight with John Oliver” segments going in-depth on policy issues.

Oliver is the "60 Minutes" version of Jon Stewart, and he is just knocking it out of the park.

After providing an overview of the industry, which gives high-interest, short-term loans to poor people between paychecks, Oliver turned to a 2011 debate in the Texas Legislature as an example of the lobbying power the industry has nationally.

Oliver showed video of state Rep. Gary Elkins, R-Houston, who owns a company with 12 payday-lending locations, speaking against a bill to regulate the industry from former state Rep. Vicki Truitt, R-Keller.

“Isn’t it true that you stand to add to your personal wealth considerably by killing these bills?” Truitt asked Elkins at one point, prompted a mumbling response. “Mr. Elkins, do you know the meaning of the term conflict of interest?” Truitt piled on.

Oliver then cut in.

“You might be thinking that that woman, Vicki Truitt, is awesome — fearlessly calling out how the payday loan industry influences politicians,” he said. “Which is why it’s going to be so hard to tell you that just 17 days after leaving office, she signed on as a lobbyist for ACE Cash Express.”

If you want to see it, skip to about the 7-minute mark.  Moneyshot (around 11 minutes in): "Even clusterfucks are bigger in Texas."

Oliver then focused on the chairman of the Finance Commission of Texas, which oversees payday lenders: William J. White, who also happens to be a vice president at Cash America International, Inc.

“So let’s just quickly break all of that down,” Oliver said. “If you were hoping to protect Texans from the payday loan industry, you would need to approach a commission overseen by the vice president of a payday loan company, and then introduce a bill into the state Legislature where the owner of 12 payday loan stores will debate the merits of the payday loan industry with one of the payday loan’s future (expletive) lobbyists.”

Proverbs 22:22 says: "Do not rob the poor because they are poor".  Keep in mind that I am the atheist here.  Also keep in mind that Greg Abbott -- that fine Christian man -- is the one who held the door open for the payday loansharks to set up their money-changing tables inside the temple of Texas, our Texas.  See, if I believed there was a Hell, I would also have to believe that Abbott, Elkins, Truitt, White, and everyone else making money by robbing the poor were going to it.

I am made to understand that military personnel can be court-martialed simply for walking in the front door of these places.  Is that accurate, anyone?

Why does Greg Abbott hate our troops?

Update: John got up ahead of me.  And, celebrating Shark Week, Public Justice.  And still more: "The reign of payday lenders may soon be over".  I wouldn't go that far; they'll always have Texas.

Greg Abbott and the EPA

It doesn't matter whether it's cleaner air for Texans to breathe or cleaner water for them to drink; Greg Abbott, his corporate overlords, and even the Texas Commission on Environmental Quality are going to fight against it.  Charles has the definitive response to the Texas Public Policy Foundation's little confab on the topic of the EPA's new carbon emission guidelines, and while you should read his full post, here's the takeaway courtesy the TexTrib, and straight from the head of the TCEQ, Bryan "Lickspittle" Shaw.

"I’m concerned that if this is not contested, if we don’t dispute this, if we don’t win, the implications … are only the camel’s nose under the tent..."

That is the state's top environmental regulation compliance officer speaking.  Not 'how do we comply', but 'how do we fight -- and defeat -- compliance with' federal environmental protection regulations.  He's turned his job description completely inside out.

This is just one of the many reasons why people outside Texas laugh and then shake their heads in disgust.   And also this reason.

About 150 people attended the event Thursday to hear Shaw and two other panelists speak about the proposal from the Obama administration, which could require Texas to reduce its carbon emissions from power plants by close to 200 billion pounds in the next two decades.

The general consensus among both the panelists and the audience was that the state should sue the Environmental Protection Agency over the rules if they are finalized, and should refuse to follow them. Karen Lugo, director of TPPF’s Center for Tenth Amendment Action, said she is working with state lawmakers on legislation affirming that Texas should ignore the rules unless Congress acts on climate change legislation, which it has never done.

TPPF has a department devoted to "Tenth Amendment action".   Probably a large responsibility.

The last time Texas regulators refused to implement federal environmental rules, lawmakers ended up reversing the decision. In 2010, the Obama administration started requiring companies that wanted to build new industrial plants to get “greenhouse gas permits” before beginning construction. When the TCEQ refused, the EPA had to take over, causing delays for some companies that lasted up to two years.

The result was legislation — supported by Koch Industries and the Texas Conservative Coalition, among others — that explicitly gave the TCEQ authority to regulate greenhouse gas emissions so that companies could get their permits quicker.

It's like a merry-go-round inside the House of Horrors.  And you're belted in.

But like I said at the top... you're not just breathing this shit, you're also going to have to drink it.

Texas Attorney General Greg Abbott is poised for another clash with federal environmental regulators, this time over proposed water protections.

The Austin American-Statesman reports that Abbott wants the U.S. Environmental Protection Agency to scrap a proposal to expand the definition of federal waterways. The Republican gubernatorial candidate submitted a written public comment to the federal agency Monday. He threatened to sue if the proposal isn't withdrawn.

The EPA proposed expanding the definition of federal waters to include seasonal and rain-dependent waterways. The agency said the move would stiffen penalties for polluting those waterways that supply drinking water to more than 11 million Texans.

With his track record, I just don't think anybody needs to be worried about Greg Abbott suing.

The proposal "is without adequate scientific and economic justification and, if finalized, would erode private property rights and have devastating effects on the landowners of Texas," Abbott wrote.

Texas Commission on Environmental Quality spokesman Terry Clawson said the regulatory agency is "concerned that EPA's proposed rule expands its jurisdiction under the Clean Water Act without Congressional approval."

David Foster, who heads the Texas office of the advocacy group Clean Water Action, said the TCEQ has shown little appetite for regulating the waterways.

"We need a federal backstop," Foster said. "I shudder to think how the political leadership in this state would regulate these waterways."

A roller coaster inside the freak show that you can't get off of.  But still, a couple of things here: first, a Republican used the word 'scientific'.  True, it was after the word 'without' and before the word 'justification' but since it was Greg Abbott who used that word, we should be accommodating and give him some credit.  How many other Republicans just on the statewide ballot with him even know or understand what science means?

This is some (infinitesimal, I grant) progress.  See, if he had left out 'scientific', the sentence would just contain the modifier 'economic'.  Which as we know is the only actual consideration, but he's at least making a pretense of acknowledging science.  This is closer to the reality-based world than is typical for Texas Republicans.

Second, we are reinforced in our belief that the TCEQ is not actually in charge of environmental quality, except as it pertains to how bad the quality of the environment can be made by the oil and gas giants that actually run it.  So with their mission properly defined, they're doing a heckuva job, Brownie.

'Brownie', in this case, is the color of your air and water.

We all have our once-every-four-years opportunity to change this coming up shortly.

The Weekly Wrangle

The Texas Progressive Alliance is glad to live in an age where political ads on TV can be zapped as it brings you this week's roundup of the best Lone Star lefty blog posts from last week.

Many of his fellow Texans worry Neil -- as he posts at his new "Blog About Our Failing Money Owned American Political System" -- more than do the migrant Central American children coming across the Rio Grande border. BAOFMOAPS is just one of many parts of NeilAquino.com.

Off the Kuff wonders why AG Greg Abbott didn't just have his own lawyers testify in the latest lawsuit against HB2 given how much they coached their witnesses.

Libby Shaw at Texas Kaos is very disturbed to learn that Abbott's rulings and decisions demonstrate a pattern of his support for abusers vs. their victims. Corporate marionette Greg Abbott seems to enjoy punishing victims.

Glenn Hegar, Tea Party candidate for Texas Comptroller, was caught in the act. Bay Area Houston has the video.

After being told all summer that "nobody pays attention until Labor Day", PDiddie at Brains and Eggs had to wonder if we had suddenly jumped ahead a month on the calendar.

What's this about voter fraud? CouldBeTrue of South Texas Chisme wants all of the reality-based people to know that voter photo ID does nothing to stop fraudulent absentee ballot procedures.

Texas Leftist shares the truth about Medicaid expansion. Right now, Texas taxpayers are subsidizing healthcare benefits for other states while millions of our people suffer without health insurance. Also make sure to check out Wayne's guest column in CultureMap discussing the Houston equal rights ordinance.

Egberto Willies made the shameful observation that black men holding toy guns -- or no guns at all -- are routinely shot down, while white men flaunt their firearms openly.

In opening this cycle's interviews with all political candidates on the 2014 ballot, Texpatriate began by publishing questionnaires from Whitney Bilyeu, Libertarian for Texas Senate District 7, and Laura Nicol, Democrat for State Representative, District 133.

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And here are some posts of interest from other Texas blogs.

Socratic Gadfly's suggestion this week for a word to text to Greg Abbott -- which the attorney general asks you to do in his movie trailers ads -- is "Kirby".

Hair Balls made note of Harris County's first confirmed case of chickungunya.

Better Texas Blog wants parents to contact their local school districts about opting in for free breakfast and lunches for students.  The deadline is August 31.

State Impact Texas reports that forecasters are lowering their predictions for the number of Atlantic Ocean hurricanes this season.

Juanita Jean finds a bad use of tatas.

Texas Watch points you to a resource to tell how safe your hospital is.

LGBTQ Insider calls the 2014 elections "imperative" for the LGBT community.

TransGriot and HOUEquality have news roundups on the Houston equal rights ordinance and the so-far-failed effort to put an item on the ballot to repeal it.

Lone Star Q lists the 63 Texas legislators that signed on to the Texas Conservative Coalition brief in the same-sex marriage appeal, in which they drag out more insulting and discredited arguments to support those made by AG Greg Abbott.

Grits for Breakfast still thinks the driver responsibility surcharge should be scrapped.

Lone Star Ma celebrated World Breastfeeding Week.

SciGuy showed us what happens when a spaceship gets close to a comet.

The Highwayman and Unfair Park examine the link between poverty and fatal auto/pedestrian accidents.

Last, Fascist Dyke Motors provides a list of nine mistakes everyone should not make if they are going to experience a cerebrovascular insult (i.e., stroke).

Sunday Funnies